| Account Type | Div. Rate | APY |
| IRA Account |
| Traditional, Roth and Educational |
0.75 % |
0.75 % |
| Share Accounts |
| Regular Savings |
0.50 % |
0.50 % |
| Share Certificate Accounts |
| 6 Month |
0.75 % |
0.75 % |
| 12 Month |
1.00 % |
1.00 % |
| Share Draft Accounts |
| Checking Accounts (changes each quarter) |
0.50 % |
0.50 % |
*Early withdrawal of funds in a certificate of deposit may be subject to penalty. Please call for information.
| Account Type | Rate | Term |
| Unsecured Loans (Signature) |
| Personal Loan |
10.00 % APR |
36 month maximum term |
Vehicle Loans
|
New Car
|
3.50 % APR |
1 month thru 60 months |
Used Car
|
4.25 % APR |
1 month thru 48 months |
| Mortgages |
| Home Equity Loans - Fixed Rate |
4.50 % APR |
2nd position, 80% LTV 15 years |
| * $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax |
| Home Equity Loans - Line of Credit |
4.0 % APR |
2nd position, 80% LTV 15 years, 5 year draw period |
| * $25,000 Minimum, $60,000 Maximum, $200 Attorney Fee and Mortgage Tax |
* Rates are indications only and may be influence by past credit history. Please contact the credit union for a personalized rate quote.
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